Earntra: Sell Loans & Cards 3.0.0

Earnings opportunities via the Earntra App have transformed the way credit cards and loans are distributed in India. This mobile application offers a comprehensive digital solution for addressing customers' financial needs.

Overview of the Earntra App

• The Earntra app serves as a digital partner for users, providing access to credit cards and loans through a fully online process.
• Operating under Raaj Khosla & Co Pvt Ltd, the app is also known as MyMoneyMantra Fintech Pvt Ltd, indicating its official branding.
• Raaj Khosla & Co Pvt Ltd (MyMoneyMantra) stands out as one of India’s largest marketplaces for both physical and digital financial services. It facilitates real-time applications for various loan types including home loans, personal loans, and credit cards.
• The platform is suitable for seasoned sales advisors and newcomers alike, enabling them to submit applications online and earn commissions effectively.
• Users can manage customer inquiries in real-time while tracking leads and maintaining accurate records of their activities on the app.
• Different payout schemes for credit card and loan products ensure that partners can effectively monitor their lead statuses within the Earntra app.

Why Choose the Earntra App?

• Become an authorized distributor for credit cards from leading banks.
• The app offers partnerships with prominent lenders such as IDFC First Bank Ltd and L&T Finance Limited, allowing comprehensive loan solutions.
• Users can become certified agents through free online training conducted by experienced professionals.
• The registration process is straightforward, enabling users to start operations swiftly from any location across India.
• With the opportunity to generate significant earnings, partners can grow their own businesses rapidly by selling credit cards.
• Timely payments within 30 days post-product issuance set this platform apart in the industry.
• The app features real-time earnings tracking for a transparent overview of income generation.

Data Safety Assurance

The security of client data is prioritized on the Earntra platform. While certain data types—including location, personal information, and financial details—are collected, this information remains confidential and is not shared with third parties. The data transmitted is encrypted, and users have the option to request data deletion at any time.

Target Users of Earntra

• Experienced sales agents
• Current employees seeking additional income
• Recent graduates entering the finance sector
• Real estate professionals
• Chartered accountants looking to expand service offerings
• Stay-at-home individuals pursuing flexible work options
• Insurance agents exploring additional revenue streams

Key Considerations Before Applying for a Personal Loan

• Loan Amount: Minimum ₹10,000 to Maximum ₹50 Lakhs
• Repayment Tenure: Minimum 12 months to Maximum 60 months
• Interest Rate / Annual Percentage Rate (APR): Minimum 10.5% to Maximum 30%
• Processing Fees: ₹500 to 2.5% of the loan amount

Example Calculation:

A personal loan of ₹5 Lakhs at an interest rate of 10.5% for a tenure of 5 years results in an EMI of ₹10,747, with total payouts as follows:

• Principal Amount: ₹5,00,000
• Interest Charges (@10.5%): ₹1,44,817
• Loan Processing Fees (@2.5%): ₹12,500
• Total Amount Paid After 5 Years: ₹6,58,017

Please note that interest rates and processing fees vary based on product specifics according to lender policies.

If you require further assistance, please contact us at [email protected].